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Follow these steps to create an online my social security account and get 24/7 access to your earnings history, estimated benefits and more. The financial implications can be huge. As the social security administration stops sending paper account statements you should open a my social security online account to manage benefits.

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Find out how much you can receive from social security if you are eligible for more than one type of benefit. If you file early and retire, you’ll be stuck with permanently reduced social security benefits Collecting social security benefits at 62 vs

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This calculator estimates your monthly social security retirement benefits based on your earnings history and the age when you start to claim benefits. When a social security beneficiary dies, his or her spouse may be able to collect survivor benefits Learn whether you qualify and how to apply. Nothing precludes you from getting both a pension and social security payment, and a recent federal law ensures the pension won’t change your benefit.

You can ask social security for a suspension of retirement benefits if you are past full retirement age but still under 70. Watch this free aarp webinar for expert guidance on avoiding social security pitfalls that could cost you money If you claim earlier, the benefit amount is reduced, to as low as 32.5 percent of your ex's full benefit if you file at 62.